“DBS Credit Card x Wilson Communications Promotion Offer” Terms and Conditions

1. DBS Credit Card x Wilson Communications Promotion Offer (“Promotion”) is only applicable to the principal cardholders ("Principal Cardholders") of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) ("Applicable Credit Cards") issued by DBS Bank (Hong Kong) Limited (the "Bank"). This Promotion is not applicable to supplementary card cardholders.

2. The Promotion runs from 1 January 2023 to 28 February 2023 (both dates inclusive) (“Promotion Period”).

3. Principal Cardholders who conduct a single net transaction upon designated amount with Applicable Credit Cards during the Promotion Period at Wilson Communications (“Merchant”) stores and its online shop (https://www.wilsoncomm.com.hk/)* (“Eligible Transaction”) shall be entitled to a deduction from the payable amount for that transaction through the Red "InstaRedeem" button revealed on that transaction after the transaction is posted and displayed in Spending of DBS Card+ mobile application (“DBS Card+”) (”InstaRedeem Discount”). If Principal Cardholders link Applicable Credit Cards to the designated eWallets (as defined in Clause 5) and conduct Eligible Transactions with the Applicable Credit Cards through the designated e-Wallet at Merchant’s store, they can further enjoy an eWallet offer (“eWallet Offer”). InstaRedeem Discount and eWallet Offer are offers (“collectively referred as Offer”) as following:

^eWallet Offer is not applicable to DBS Black American Express® Card, Merchant’s online shop.

4. Each DBS Card+ user can enjoy either one of the Offer once during the Promotion Period, with maximum of HK$450. Quota full message will be shown on the Bank website if quota of the Offer is full.

5. Designated eWallets only include Apple Pay, Google Pay and Samsung Pay.

6. The eWallet Offer that Principal Cardholders entitled will be credited to the Principal Cardholder’s valid Credit Card accounts with sequence as below on or 30 April 2023, and appeared on Principal Cardholders’ next month of statement.

     1. DBS COMPASS VISA

     2. DBS Black World Mastercard®

     3. DBS Eminent Card

     4. DBS Live Fresh Card

     5. Other Applicable Cards

7. To be eligible to enjoy InstaRedeem Discount, Principal Cardholders are required to install the DBS Card+ mobile application and completely register an DBS Card+ account, and turn on the notification in DBS Card+ More > App & Security Setting > Push Notification > “InstaRedeem” before conducting any Eligible Transaction for participating in the Promotion. Principal Cardholders must enjoy InstaRedeem Discount by 15 March 2023; otherwise, it will be considered as giving up the Offer on its own.

8. For the avoidance of doubt, the following types of transactions are not applicable for the calculation of Eligible Transactions:

     a. Any transactions that are subject to cancellation, charge-back, return of goods and/or refund;
     b. Any autopay, unposted transactions or any other payment transactions as specified by the Bank from time to time;
     c. All payments via eWallet (except for Apple Pay, Google Pay and Samsung Pay), reloads of eWallet or Octopus Automatic Add-Value Service; or
     d. Any other type of transaction as determined by the Bank from time to time.

9. Unless specified, Offer cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.

10. The Offer is only applicable to Principal Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Offers are issued. If the status of a Principal Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Principal Cardholder from participating in the Promotion and/or enjoying the Offers.

11. The Offer entitled by Principal Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. If there is any discrepancy between the record held by Principal Cardholders and that held by the Bank, the Bank’s record shall be conclusive and binding on the Principal Cardholders.

12. Principal Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Principal Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Principal Cardholder’s record of any transaction, the Bank’s record shall prevail.

13. The InstaRedeem Discount of this Promotion cannot be enjoyed in conjunction with other “InstaRedeem” offer/reward offered by the Bank and the merchants. If a Principal Cardholder’s spending meets the requirements of other "InstaRedeem" offer/reward at the same time, the Bank has the right to determine which offer/reward to be awarded in respect of that spending. When the spending has already been awarded under the offer/reward of this Promotion, the same spending cannot be awarded again under other "InstaRedeem" promotions and vice versa. In case of any disputes, the Bank reserves the right of final decision.

14. The Bank is not the supplier of the products/services and the description, photos or reference price (if any) in relation to the products/services, which are not provided by the Bank and intended to be for reference only. Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained on this marketing material shall be directed to the participating supplies. The Bank shall assume no liability in respect thereof.

15. Participation in the Promotion is subject to there being no abuse or non-compliance by the Principal Cardholder, failing which the Bank will debit the values of the Offer from the Principal Cardholder’s account without notice and/or take such action to recover any outstanding amounts.

16. The Bank and the Merchant may change these terms and conditions and/or modify or terminate the Promotion. The Bank and the Merchant’s decision are final.

17. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

*This is not the Bank's website. The Bank is not responsible or liable for their content or the Cardholder’s use of them.